Big Bills After Surgery
Check out those bills – not all might need be paid by you
After surgery or a procedure, the surgery bills start coming – whether to make up a deductible or perhaps an out-of-network bill – it’s bound to be a budget shock when you see the bills after surgery.
Call your insurance for out-of-network processes made in a network facility – insurance should rebill as part of their network because they were done in an in-network facility and you had no choice. The big bills after surgery need to be scrutinized by you so you can counter some costs, if needed.
If you have reached your deductible, have the insurance escalate the bills and settle them out, so your portion is little to nothing. Keep calling your insurance until they work with you to reduce the surgery bills, espeiclay the out-of-network bills..
Some people can’t get support from their insurances, so they might have to negotiate bills with the out-of-network entity. They can often be lowered, and a payment plan may be able to be worked out.
When a surgeon has an associate surgeon assist, they may not be covered by every insurance company. Try to talk to the surgeon office to get them to resolve it. After all, you didn’t have the choice to approve the second surgeon. I spoke directly to the assistant surgeon, and he told me not to worry – he wouldn’t send a bill to me. He said his office will re-bill with different codes and he might get 1/2 the bill, or $200, or $100, or nothing. But he would not bill me.
Your best bet is to keep talking to your insurance company and then directly to the offices that bill you.
PR
My Double Fusion Lumbar Surgery
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